In its 2025 report on agency cash flow, Ignition found that 63% of US agencies call their cash flow unpredictable, and 82% delayed a hire because of it. The data is spread across tools: the billing plan lives in the project tool, the bills in accounting, the payroll dates in payroll, and the forecast in a spreadsheet someone updates on Fridays.
Date each receipt from payment history
A forecast is only as good as its receipts. KPilot dates each expected receipt from the client’s real payment history, not from the terms on the invoice. Ironwood Precision pays about a month late; its two open milestones, $166,600, are placed where they will really land.
Scenarios on top of your data
A scenario applies its own payment rules: shift Ironwood by 30 days, move contractors to the 15th, hold a planned hire. Mesabrook keeps a floor of $500,000, and each scenario shows the weeks where cash would come close to it. Scenarios don’t change your underlying data.
Then close the loop
Each month, a treasury report compares what came in and went out with what the forecast said. Over time, the variance shows which assumptions hold and which clients to call before month end.